My husband.

After marring for close to 13 years, I forgot quite many things I found in my husband when I first met him. He was and still is an honorable man. He lives as an honorable and disciplined human being we rarely found in current human society. 12 years ago, I knew he was the best I had met and decided to stuck with him for the rest of my life. I was never been a smart female making a best choice. I think stuck with him is the only best decision I have made in my whole life.

It's a long winter! But I think that we are.....

getting really close to the 6-month Emergency saving. It is a small surprise to see that our 3-mo plan achievement is the 6-mo saving.

We cut our heater bill by wearing the heavy coats all day long. Ore bill was lower than last year by at least $20/pm. Not to mention that this winter was a lot colder than what it was last winter.

I did have many big expenses every month since the new year started. It made me sad for I could not see the light. Now, the beginning stage is closer to the end. Please God, keep us well and forward.